What to buy? NA Plot or Agricultural Land: Pros & Cons

With increasing household revenue and awareness of investment in the long run, the importance of investing in plots/land has gone up marginally. Such investments also help a lot in providing tax benefits to the buyer. One such good investment is at Tectona Hills, where we have bungalow in Khalapur for sale. 

Now, people are often confused between agricultural land and non-agricultural land. What should one purchase? Following is some information about the same.

Agricultural land 

A piece of land dedicated to farming activities is known as agricultural land. Agricultural land is protected from other types of development on the property.  While some investors maintain such property as an asset, there is another group that uses the expanding organic food market to bolster their revenue. The market for these investors, often known as “agro-realty”, is expanding, particularly in the wake of the COVID-19 outbreak.

Cons of Agricultural Land 

  • Farming is difficult – One needs to have extensive knowledge about farming to start earning from it. Or an additional cost has to spend on manpower for farming activities. 
  • NRI can’t Purchase – NRIs aren’t legally allowed to purchase land in India under the Benami act. 
  • Land conversion is very hard – Converting land from agricultural to build residential buildings is a lengthy process. Rules and regulations are very hectic too.
  • Litigation reinforce – Legal proceedings can happen anytime. If clear title isn’t provided by the seller.
  • RERA approval – Agricultural land don’t get RERA approved for constructions.
  • Can’t get loan –  One can’t attain a financial loan on an agricultural land due to certain restrictions from authorities.

Non-Agricultural land 

If any development-related activity is carried out on a plot of land that renders it unsuitable for agriculture, the plot is referred to as “non-agricultural land.” Land declared non-agricultural could be used for urban development by the private sector or government institutions. Many go under conversion from agricultural land to non-agricultural but it is a lengthy process to do so.


  • Freedom to build – One can build any residential or commercial on non-agricultural land with necessary permissions from the government.
  • Can be used for various purposes – Either private or government sectors can use non-agricultural land for various purposes like canals, residential properties, etc.
  • Liquidity – One can easily convert assets into cash with such investments. It may take some time to convert but it is a viable option for future liquidity issues.
  • No encroachment fear – Non-Agricultural lands are free from encroachers because landlords have clearance certificates from authorities to build any development on the given land. 
  • Low investment high returns –  NA plots have a very low investment cost due to them being close to nature. Returns are high on such investments as the developments around the area affect the property cost positively.
  • Nature – Non-agricultural lands are usually situated very close to nature. Most buyers prefer to purchase land near flora and fauna.
  • Resort lifestyle – With no fear of encroachment, buyers can spend their vacation without any hesitation on such NA properties.
  •  Clear title – On purchase of non-agricultural plot one can get a clear title to build developments on the property.
  •  RERA Approval – NA plots get RERA approved without hassle. 
  •   Easy Loans – Loan approval becomes easy with NA plot. Restrictions on non-agricultural plots are far less as compared to agricultural loans.


Investing in non-agricultural land is one “Perfect investment.” When compared with agricultural plots, NA plots prove to be much more beneficial in all aspects. At Tectona Hills, we are 100% non-agricultural, which ensures that your homes stay encroachment free so that people can live without any hesitation. 

We have many Bungalow for sale in Khalapur at Tectona. Tectona Hills is located in the lap of nature. We have villas near Karjat built on non-agricultural lands.